What is Expat Insurance and what does it cover?
What is Expat health insurance?
What is international health insurance?
International health insurance covers you in different countries for a long period of time (if needed) and is meant to pay for different healthcare systems across different national boundaries. It is designed for working expatriates that may travel in their home countries, working countries and so will require medical insurance that covers there no matter where they happen to be at.
Expatriate Health Insurance
What is the best medical travel insurance?
No in most cases. Most local normal healthcare does not cover overseas coverage. Some do provide reimbursement for emergency hospitalization at overseas, but only for the basic expense level if it had occurred in the base country. The onus on this healthcare is to get the patient back to his home country to enjoy his national healthcare subsidies (if any).
Even countries with universal healthcare may help out of humanitarian reasons, but they have no obligation to treat non-citizens. Their priority is to take care of their locals, and foreigners will be preferred to be sent back to their home countries.
This is why all expatriates will prioritize to seek great international health care policies as part of their expat insurance package.
Do contact us via sales@hminsg.com or WhatsApp : +65 8163 1130 for any expat health care policies in Singapore. We tailor customized plans to suit your value-for-money request. Because we work with General Insurers, the premiums you paid are much lower than other insurers.
Additional expat coverage would be for home contents cover, personal liability, emergency evacuation.
For most expats, they are surprised at how decent premiums can be in Singapore. Many of them even bought long term plans in Singapore as it can be cheaper than their home countrie